BUSINESS INSURANCE

As a responsible business owner, you work hard to grow, maintain, and safeguard your business. Wheat & Associates can help protect your investment with insurance coverage specifically designed to meet the ever-changing insurance requirements of your business. Wheat & Associates specializes in all lines of Commercial Business Insurance to include Commercial Property Insurance, General Liability, Business Auto, Inland Marine, and Surety.


PROPERTY INSURANCE
Property insurance protects the assets your company owns from financial loss. Property insurance provides compensation if the business’s building and business personal property are damaged or destroyed as outlined in the policy


LIABILITY INSURANCE
General Liability Insurance protects your business for bodily injury and property damage to others arising out of your business’s normal operations.


PROFESSIONAL LIABILITY INSURANCE
Business professionals including, but not limited to, lawyers, architects, surveyors, doctors and real estate agents should consider getting Professional Liability coverage. This coverage protects against financial loss due to litigation brought by clients for alleged errors and omissions.


BUSINESS INTERRUPTION INSURANCE
Compensates you from the loss of revenue incurred when you're forced to close down or vacate the premises due to a covered cause of loss (example: i.e. fire). Based on your financial records it compensates you for what your business would have earned if the covered loss would not have occurred.


BUSINESS OWNER POLICY INSURANCE
For many small and medium sized businesses, insurance companies offer comprehensive policies which combine property, liability, business interruption coverage, and include many coverage extensions at no additional cost. It includes:

  • Property Insurance
  • Business Interruption Insurance
  • Liability Insurance